Advantage Checking
Looking for a convenient account with top-of-the-market interest earnings? Look no further. Advantage Checking offers up to 0.90% APY*, so you can get more bang from your bucks.
Account Benefits
- Earn up to 0.90% APY*
- Minimum $50 required to open an account
- No overdraft or non-sufficient funds fees
- No monthly maintenance fees
- No minimum balance requirements
- Access to over 80,000 ATMs nationwide
Advantage Checking
| Tier | APY* | Rate |
|---|---|---|
| Direct deposits totaling $1,000 or higher each month (excluding intra-bank transfers) | 0.45% | 0.45% |
| Ten or more $3+ point-of-sale transactions per month with your Advantage Checking Visa® debit card | 0.45% | 0.45% |
| Total | 0.90% | 0.90% |
Features Comparison
| Advantage Checking | Average Checking Accounts |
|---|---|
Up to 0.90% APY*
|
0.03% APY1
|
Zero Monthly Maintenance Fees
|
$165.59/Year2
|
|
Zero Overdraft Fees
|
$32.30/Fee2
|
|
$50 Opening Deposit Requirement
|
Varies
|
|
Zero Minimum Balance Requirement
|
Minimum Balance Requirement
|
|
Free Incoming Wires
|
$13.88/Incoming Wire3
|
|
Free Visa Debit Card
|
No
|
| Average Checking Accounts |
|---|
|
0.03% APY1
|
|
$165.59/Year2
|
|
$32.30/Fee2
|
|
Opening Deposit Varies
|
|
Minimum Balance Requirement
|
|
$13.88/Incoming Wire3
|
|
No Visa Debit Card
|
We're a Bank You Can Count On
For 20 years, Axos has been the leader in digital banking. And as an FDIC-insured, publicly traded company with offices and employees across the US, we have the foundation to support you and stay ahead of your evolving financial needs.
Advanced Security
Keeping your money and information secure is our top priority. We use a number of advanced security features to protect and monitor your accounts.
Convenient Support
Even though we are a digital bank, you can still find help when you need it. You can speak with a U.S. based representative 24/7 or chat with our virtual financial assistant Evo.
Diverse Products
Get more than just a great checking account. Axos offers a full suite of financial products including mortgages, investing, savings, loans, and small business banking.