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Earn up to




Say hello to zero monthly maintenance fees, zero minimum balance requirements and interest compounded daily.

Key Account Features

  • Up to 0.90% APY*
  • Minimum $50 required to open an account
  • No overdraft or non-sufficient funds fees
  • No monthly maintenance fees
  • No minimum balance requirements
  • Access to over 80,000 ATMs nationwide

Advantage Checking Tiers

Advantage Checking Tiers
Tier APY* Rate
Direct deposits totaling $1,000 or higher each month (excluding intra-bank transfers) 0.45% 0.45%
Ten or more $3+ point-of-sale transactions per month with your Advantage Checking Visa® debit card 0.45% 0.45%
Total 0.90% 0.90%
Digital Banking Toolbox
Digital Banking Toolbox
  • Free Mobile Deposit - No more time-consuming visits to the bank. Now, you can deposit checks any place and at any time. All you need is a computer or mobile device.
  • Online Bill Pay - No more missed payments - with Online Bill Pay, you can set up single or recurring payments directly from your online banking dashboard.
  • Mobile Banking - Download our mobile app to manage your funds on the go. The Axos Bank for Nationwide mobile app is available for both iPhone and Android devices.

Always Private, Always Secure

Anti-Virus and Malware Protection
Our security team performs regular updates to detect and prevent viruses and malicious software.
SSL Encryption
With 128-bit Secure Socket Layer (SSL) encryption, we can ensure the transmission of your digital financial data is private and secure.
2-Step Authentication
For an additional level of security, we ask identity-verification questions that only you know the answer to. Or we’ll send a temporary security code to your registered device.
Automatic Logout
We automatically log out inactive sessions. This prevents unauthorized users from collecting your data or using your accounts.
Account Monitoring
All accounts are regularly monitored for potential fraud.
Usernames and Passwords
We do not and will not share your usernames or passwords.