This account is the perfect fit for members who want interest earnings from their checking funds. As a digital bank, we have lower overhead costs than our brick-and-mortar counterparts. This means we can offer competitive rates to help you gain the most value from your account. Take advantage of no monthly maintenance fees, complimentary starter checks (upon request at account opening), and up to six (6) domestic ATM fee reimbursements per month.
No maintenance fees, no minimum balance requirements
Earn up to 0.40% APY*
Up to six (6) domestic ATM fee reimbursements per month
Complimentary starter checks 1 (upon request at account opening)
Convenience of anytime access to your money with online banking
Interest Checking Tiers
Interest Checking Tiers
Balance Tiers
APY*
$0- $2,499.99
0.10%
$2,500 - $9,999.99
0.20%
$10,000 - $24,999.99
0.30%
$25,000 +
0.40%
Digital Banking Tools
Digital Banking Tools
Free Mobile Deposit - No more time-consuming visits to the bank. Now you can deposit checks any place and at any time. All you need is a computer or mobile device.
Mobile Banking - Download our mobile app to manage your funds on the go. The Axos Bank for Nationwide mobile app is available for both iPhone and Android devices.
Online Bill Pay - No more missed payments - with Online Bill Pay, you can set up single or recurring payments directly from your online banking dashboard.
No-Hassle Switch Kit - Do you need help switching from your current bank? Not a problem. We created a simple step-by-step list to make the process easy and stress-free.
Always Private, Always Secure
Anti-Virus and Malware Protection
Our security team performs regular updates to detect and prevent viruses and malicious software.
SSL Encryption
With 128-bit Secure Socket Layer (SSL) encryption, we can ensure that the transmission of your digital financial data is private and secure.
2-Step Authentication
For an additional level of security, we ask identity-verification questions that only you know the answer to. Or we’ll send a temporary security code to your registered device.
Automatic Logout
We automatically log out inactive session. This prevents unauthorized users from collecting your data or using your accounts.
Account Monitoring
All accounts are regularly monitored for potential fraud.
Usernames and Passwords
We do not and will not share your usernames or passwords.
