Axos Bank Home Loan Products
Conforming Loans offer some of the lowest interest rates in today’s market and options that can be used to personalize a mortgage for a borrower’s needs. In most of the country, the maximum loan amount is $726,200.
Non-Conforming Loans provide options for larger loan amounts, lower down payments and non-owner occupied properties. They can provide flexibility and tailored solutions to borrowers with complex financial needs.
FHA Loans provide low down payment options, flexible credit qualifying and low closing costs. They are popular with borrowers looking to purchase a home, or existing homeowners interested in streamlined refinances or cash-out options.
Portfolio Loans offer tailored options and greater flexibility. They can be a solution for borrowers with high loan amounts, unusual properties, complex financial structures or the unique needs of Non-Resident Alien borrowers.
VA Loans deliver favorable loan terms and competitive interest rates along with the option to make zero down payment. Guaranteed by the government, VA loans are available to active military members, veterans and certain other individuals.
Jumbo and Super Jumbo Loans
Jumbo and Super Jumbo Loans have a wide range of options and allow for flexible qualification and freedom from lending limits. They are ideal for borrowers seeking higher loan amounts to purchase homes and investment properties.
Home Ready Loans
Home Ready Loans offer competitive rates and fees, expanded eligibility and down payment options as low as 3% in most cases. Other benefits include lower credit score requirements and cancellable mortgage and insurance.
Home Equity Loans and Home Equity Lines of Credit
Home Equity Loans and Home Equity Lines of Credit allow homeowners to access the equity in their homes. They can select a lump sum payment or revolving credit line to finance major expenses, pay off debt or make home improvements.
Mortgage Application Steps
View Interest Rates
Complete the "Instant Mortgage Rate Quote" form located on this page.
Our convenient online application makes it easy to apply for a home loan.
Qualified applicants receive their home loan pre-qualification results quickly.
Call 1.844.296.7466 to talk with an experienced Mortgage Consultant
Why a Home Loan with Axos Bank® Makes Sense
$0 Lender Fee*
Our business model allows us to pass savings onto you. Benefit from our $0 Lender Fee offer. An average industry lender fee is 1% of the loan amount.
First-Time Homebuyer Resources
Our knowledgeable mortgage professionals will guide you through the loan process and help make the purchase of your first home a rewarding experience.
Our personalized underwriting approach lets us look at each borrower as an individual and not a generic collection of numbers and calculations.
Jumbo Loan Expertise
When considering a loan amount in the millions, you can rely on our expertise and extensive knowledge as a premier provider of Jumbo and Super Jumbo Loans.
Expanded Qualification Options
Expanded qualification options allow us to use your existing assets to accommodate complex financial structures and the purchase of unique properties.
Convenience of Enhanced Systems
Our enhanced systems and technology allow you to experience the convenience of an online application process, instant rate quotes and mortgage calculators.
Comments from an Axos Bank customer
“Vanessa, Jane and Tiffany were all very professional, patient and understanding. They all went out of their way to respond to all of my questions and concerns. They made the process relatively simple and stress free. Thank you!”