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Axos Bank Home Loan Products


Conforming Loans

Conforming Loans offer some of the lowest interest rates in today’s market and options that can be used to personalize a mortgage for a borrower’s needs. In most of the country, the maximum loan amount is $726,200.


Non-Conforming Loans

Non-Conforming Loans provide options for larger loan amounts, lower down payments and non-owner occupied properties. They can provide flexibility and tailored solutions to borrowers with complex financial needs.


FHA Loans

FHA Loans provide low down payment options, flexible credit qualifying and low closing costs. They are popular with borrowers looking to purchase a home, or existing homeowners interested in streamlined refinances or cash-out options.


Portfolio Loans

Portfolio Loans offer tailored options and greater flexibility. They can be a solution for borrowers with high loan amounts, unusual properties, complex financial structures or the unique needs of Non-Resident Alien borrowers.


VA Loans

VA Loans deliver favorable loan terms and competitive interest rates along with the option to make zero down payment. Guaranteed by the government, VA loans are available to active military members, veterans and certain other individuals.


Jumbo and Super Jumbo Loans

Jumbo and Super Jumbo Loans have a wide range of options and allow for flexible qualification and freedom from lending limits. They are ideal for borrowers seeking higher loan amounts to purchase homes and investment properties.


Home Ready Loans

Home Ready Loans offer competitive rates and fees, expanded eligibility and down payment options as low as 3% in most cases. Other benefits include lower credit score requirements and cancellable mortgage and insurance.


Home Equity Loans and Home Equity Lines of Credit

Home Equity Loans and Home Equity Lines of Credit allow homeowners to access the equity in their homes. They can select a lump sum payment or revolving credit line to finance major expenses, pay off debt or make home improvements.

Mortgage Application Steps

View Interest Rates

Complete the "Instant Mortgage Rate Quote" form located on this page.

Online Application

Our convenient online application makes it easy to apply for a home loan.


Qualified applicants receive their home loan pre-qualification results quickly.

Call 1.844.296.7466 to talk with an experienced Mortgage Consultant

Why a Home Loan with Axos Bank® Makes Sense

Get Pre-Qualified