FHA loans are insured by the Federal Housing Administration (FHA). Known for their low down-payment options, FHA loans can also be the right option for homebuyers who want expanded credit options and more flexibility than available through other loan programs. FHA loans can be used to refinance existing FHA mortgages or non-FHA loans. They also allow homeowners to access the equity in their home with a cash-out refinance.
An FHA loan may be a good solution in the following situations:
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