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Conforming Loan Benefits
Conforming Loan Benefits

Conforming Loans are a popular choice because they offer the following advantages:

  • Lower interest rates and monthly mortgage payments
  • The choice between a fixed-rate or an adjustable-rate mortgage (ARM)
  • $0 Lender Fee* offer, an average savings of $2,500**

What should I know about Conforming Loans?

A Conforming Loan meets the requirements set by Fannie Mae and Freddie Mac, two financial services corporations created by Congress. One of these requirements is a maximum loan amount, limited to $484,350 in most U.S. counties. Conforming balance limits can be as high as $726,525 in some high-cost areas. Loans that don't meet this and other requirements are called Non-Conforming Loans.

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Is a Conforming Loan the right fit for me?

A Conforming Loan may be right for you if:

  • Your loan amount doesn’t exceed the maximum conforming loan limit.
  • You have good credit.
  • It’s easy to document your income.

A Conforming Loan is only one of the mortgage options we have available. An FHA mortgage or Non-Conforming Loan may be another option. When you complete an application, a knowledgeable Mortgage Loan Originator can explore your options with you.

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Applying for a loan is easy. Getting pre-qualified only takes 10 minutes. Apply Now