Stages in the Home Buying Process
We will be with you from the beginning to the conclusion of the home buying process.
Talk With an Expert
Our knowledgeable Mortgage Loan Originators will review the homebuying process with you, and also discuss your budget, available mortgage options and credit requirements.
Complete Pre-Qualification Process
Getting pre-qualified is a quick process. The basic personal and financial information you provide is used to qualify you for an approximate loan amount.
Ready to Purchase a Home
When your purchase offer on a home has been accepted, we will guide you through the necessary documents needed to complete your home loan.
Receive a Pre-Approval
This is a more detailed process in which you are asked to provide financial documents for review so we can calculate a more precise loan amount.
Steps to Start the Process
Talk With an Expert
You can talk to a Mortgage Loan Originator to review the loan process or start an application.
Why a Home Loan with Axos Bank™ Makes Sense
$0 Lender Fee1
Our business model allows us to pass savings onto you. Benefit from our $0 Lender Fee offer.1 An average industry lender fee is 1% of the loan amount.
Personalized Underwriting
Our personalized underwriting approach lets us look at each borrower as an individual and not a generic collection of numbers and calculations.
Competitive Rates and Fees
As an experienced online bank, we can pass the savings on to our borrowers. It allows us to offer some of the lowest rates and fees in the mortgage industry.
First-Time Homebuyer Resources
Our knowledgeable mortgage professionals will guide you through the loan process and help make the purchase of your first home a rewarding experience.
Jumbo Loan Expertise
As a premier provider of Jumbo loans, you can rely on our extensive knowledge and expertise when considering a loan amount in the millions.
Closing Loans on Time
When you are purchasing a home, delays in closing the loan can cost you money. We make closing on time a priority to save you both time and money.
What our customers are saying
Even though most of the transactions were via the internet, the customer service afforded by the employees was extremely personal. I really appreciated the personal service. They were responsive to my questions.
--Ernestine