Features of our customized Portfolio Loans
- We don’t require a Social Security number, Green Card or visa to qualify.
- We consider 65% LTV to $3 million and 50% LTV to $5 million on second home purchases.
- We offer Interest-only mortgage solutions.
- We can often use foreign credit reports and alternate credit sources in place of a FICO score.
- We offer Super Jumbo Mortgage products up to $25,000,000, or more in some cases.
You will need to provide satisfactory income documentation.
We require a valid passport plus a second form of identification.
You will need to show seasoned assets in a known verifiable financial institution. (Foreign language translation required by a certified translator.)
A Social Security number, Green Card or visa.
A FICO score – creditworthiness can be shown through other options.
Range of Products: We provide a diverse range of options that can be tailored to the specific needs and goals of Non-Resident Aliens.
Portfolio Loan Options: Axos Bank is one of the premier providers of portfolio loans, which means that you will benefit from our knowledge and experience when you want a loan amount of $25,000,000 or more.
Knowledgeable Underwriting: Our underwriting approach offers expanded options when considering complex financial situations and unusual properties.
Premier Customer Service: Our team understands the specific financial needs of foreign national borrowers and will assist you throughout the home loan process.