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Features of our customized Portfolio Loans

  • We don’t require a Social Security number, Green Card or visa to qualify.
  • We consider 65% LTV to $3 million and 50% LTV to $5 million on second home purchases.
  • We offer Interest-only mortgage solutions.
  • We can often use foreign credit reports and alternate credit sources in place of a FICO score.
  • We offer Super Jumbo Mortgage products up to $25,000,000, or more in some cases.
Requirements for Nonresident Aliens

You will need to provide satisfactory income documentation.


We require a valid passport plus a second form of identification.


You will need to show seasoned assets in a known verifiable financial institution. (Foreign language translation required by a certified translator.)

What Is Not Required:

A Social Security number, Green Card or visa.   


A FICO score – creditworthiness can be shown through other options.

Why Choose Axos Bank?
Why Choose Axos Bank?
  • Range of Products: We provide a diverse range of options that can be tailored to the specific needs and goals of Non-Resident Aliens.

  • Portfolio Loan Options: Axos Bank is one of the premier providers of portfolio loans, which means that you will benefit from our knowledge and experience when you want a loan amount of $25,000,000 or more.

  • Knowledgeable Underwriting: Our underwriting approach offers expanded options when considering complex financial situations and unusual properties.

  • Premier Customer Service: Our team understands the specific financial needs of foreign national borrowers and will assist you throughout the home loan process.

Let’s get started 

Applying for a loan is easy. And you can speak with a Mortgage Loan Originator at 844-AXOS HOME (844-296-7466) to learn more.

Start an Application