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Mortgage Pre-Approval Benefits

There are benefits to getting a fully underwritten pre-approval, including:

  • Putting you on the path to homeownership
  • Determining an affordable home loan amount
  • Documenting your ability to obtain financing to the seller
  • Giving you a head start in the loan underwriting process

The Mortgage Pre-Approval Process

You are approved for a set loan amount and purchase price based on our review of the income, asset and credit history documentation you provide. We provide you with a pre-approval letter that is generally valid for 60-90 days.

The process includes:

  • Completing a home loan application
  • Supplying income and asset documents

How can a pre-approval help me?

It helps you understand your options and be confident in making an offer. Other advantages of a pre-approval can include:

  • Determining an approximate monthly mortgage payment
  • Organizing all necessary documents before the last minute
  • Providing time to correct errors and resolve issues

Let’s get started

Completing an application is the first step in the pre-approval process. Apply Now

Call 844.296.7466 to learn more from an experienced Mortgage Loan Originator.