2 Easy Steps
Pre-Qualification – Quick, Easy and Free
A pre-qualification helps you determine a loan amount that works with your budget before you start looking at homes. To start the process, you can apply online or speak with a Mortgage Loan Originator.
- Based on the information you supply, we determine your current financial position.
- We then calculate a qualifying loan amount and purchase price based on the information you provided.
The differences between Pre-Qualification and Pre-Approval
Getting pre-qualified for a loan is generally the first step in the homebuying process. You provide income, asset and debt information and allow us to pull your credit score. We then estimate the loan amount and purchase price you would qualify for based on the information you provided. The information you give us is not verified nor is the loan underwritten.
Getting pre-approved for a loan is the next step in the process. We ask you to provide income and asset documentation so we can verify the information you provided and have your application underwritten for eligibility. You receive a specific purchase price and loan amount for which you are likely to be approved that is generally valid for 60-90 days. Having a pre-approval lets the sellers know you are a serious purchaser.Apply Now
What our customers are saying
"The process of getting a loan from your team was amazingly easy. Not only was the process easy, but the service is terrific! I had two contacts that I spoke with during the time, and they made sure things were very clear and very flexible and kind! Down the road, if I ever need another loan, I would surely go back to them! I was a bit skeptical of the online bank process but once I did it, I was happy I went with them."
- Jordan, Connecticut