Benefits of Refinancing Your Home Loan
Reduced Monthly Payment
A lower monthly payment amount is a common reason for refinancing an existing home loan. A reduced mortgage payment may allow you to grow your savings, increase your investments or lower other debt.
Make Home Repairs and Upgrades
Refinancing an existing loan may allow you to tap into the equity you have in your home. The cash you receive can be used to finance needed repairs and upgrades or fund home improvement projects to add value to your home.
Secure a Fixed Rate
If your existing home loan is an Adjustable Rate Mortgage (ARM) product, you may benefit by refinancing your loan to a mortgage with a fixed interest rate and stable monthly payments for the life of the loan.
Payoff High Interest Debt
Mortgage interest rates can be lower than the interest rates available for credit cards and other types of debt. Refinancing your mortgage and using your home equity to pay off high-interest debt may save you money.
Eliminate Mortgage Insurance
If your down payment was less than 20% when you purchased your home, it is likely you are paying mortgage insurance. You may be able to eliminate this expense by refinancing.
Achieve a Shorter Loan Term
If one of your financial goals is to pay off your mortgage as quickly as possible, refinancing your existing home loan to a shorter loan term is an option. A shorter term would also help you build the equity in your home faster.
Mortgage Application Steps
View Interest Rates
Complete the "Instant Mortgage Rate Quote" form located on this page.
Our convenient online application makes it easy to apply for a home loan.
Call 1-844-296-7466 to speak to a Mortgage Loan Originator
Why use Axos Bank® to refinance your mortgage?
Discount Offers and Savings
When your goal is to save money through the refinance of your mortgage, we can help you through lower fees and discounts. Our $0 Lender Fee1 promotion could save you an average of $2,500 on your home loan.
Tailored Loan Options
Our diverse suite of mortgage products allows us to design a mortgage that meets your individual refinance goals. We also offer specialized options like portfolio loans and Jumbo and Super Jumbo loan products.
Easy to Use Tools
We use technology to make tools and processes that are easy to use. From a convenient online loan application to a helpful Mortgage Calculator, everything is designed to provide you with a better banking experience.
Exceptional Customer Service
We are committed to delivering a superior customer service experience to all our borrowers. You can speak with a knowledgeable mortgage professional who can review all your refinance options by calling 844-296-7466 to learn more.
Low Mortgage Rates and Fees
Because we operate as an online bank, we can eliminate the high cost of maintaining a large bank branch system. The resulting savings are passed on to our borrowers through lower mortgage interest rates.
We can offer flexible loan options to accommodate borrowers with complex financial structures, higher loan amounts and unusual properties because we take a personalized underwriting approach to lending.
What our customers are saying
“The process of getting a loan with your team was amazingly easy. Not only was the process easy, but the service is terrific! I had two contacts that I spoke with during the time and they made sure things were very clear and very flexible and kind! If I ever need another loan, I would surely go back to them! I was a bit skeptical of the online bank process but once I did it, I was happy I went with them.”