Personal
Personal
Our commitment to low-cost banking and timesaving convenience can make your money go further and help you reach your financial goals faster.
Direct Checking
If you’re looking for convenience and ease with minimal costs, this account was designed for you. Our suite of digital banking tools help you manage funds wherever you are, plus maintenance fees are waived with the use of direct deposit. Use any ATM in the United States and we’ll reimburse up to six (6) domestic ATM fees per month. Learn More
Interest Checking
For members who prefer to earn interest from their checking funds, this account is the perfect fit. As a digital bank, we offer competitive rates to help you gain the most value from your account. Interest Checking members also pay zero maintenance fees and receive up to six (6) domestic ATM fees per month. Learn More
Regular Savings
At 1.30% APY, one of the highest interest rates in the country, we offer the interest earnings members need to reach their savings goals faster. Maintenance fees are waived when you maintain a daily balance of $300, and up to two (2) domestic ATM fees are reimbursed per month. Learn More
Money Market Plus
Leverage your savings to earn even greater interest rewards. Money market accounts provide the security of traditional savings accounts at higher interest rates with limited transactions. Enjoy minimal fees, complimentary starter checks when ordered at account opening, and up to two (2) domestic ATM fee reimbursements per month. Learn More
Certificates of Deposits
CDs are ideal for members who want safe investment options with high returns and zero market risk. In contrast to the volatility of the stock market, CDs offer members steady, guaranteed returns. Choose flexible terms between 3 to 60 months with no setup or maintenance fees. Each CD is auto-renewed with a 10-day grace period.
Individual Retirement Account (IRA)
When planning for retirement, you need consistent, steady returns you can count on. Our Traditional and Roth IRAs have competitive interest rates to help you meet your retirement planning milestones. Open an account with only $500 and enjoy daily-compounded interest and full FDIC insurance.
Whether you want to buy a home, refinance an existing mortgage or access your home equity, you can count on a knowledgeable Mortgage Consultant to guide you from the beginning to the end of the process.
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A personal loan with Axos Bank offers competitive interest rates, flexible terms, convenient monthly payments and no collateral required. With loan amounts from $5,000 to $35,000, you can get the money you need quickly.