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Deposit accounts FDIC insured up to $250K individual and $500K joint

Need more coverage? Access expanded protection up to $200 million with InsureGuard+ Savings through IntraFi® Network DepositsSM. Learn More >

Key Account Features

  • You can earn up to 4.75% APY*, 1
  • FDIC Insured up to $250,000
  • Choose terms between 3 months and 5 years
  • Only $500 minimum deposit required to start
  • CDs automatically renew with a full 10-day grace period
  • Overview of your financial health in online banking

New Account CD Terms

Earn up to 4.75% APY*,1. Grow your money and reach your savings goals with competitive interest rates, guaranteed returns, and no market risk. Plus, your deposits are FDIC-insured up to the maximum allowable limits.

<span id="cdproducts">New Account CD Terms</span>
3 Month 0.20% 0.20% Open an account
6 Month 0.20% 0.20% Open an account
9 Month 0.20% 0.20% Open an account
12 Month 4.75% 4.64% Open an account
18 Month 2.85% 2.81% Open an account
24 Month 0.20% 0.20% Open an account
36 Month 0.20% 0.20% Open an account
48 Month 0.20% 0.20% Open an account
60 Month 0.20% 0.20% Open an account
Digital Banking Tools
Digital Banking Tools
  • Free Mobile Deposit - No more time-consuming visits to the bank. Now you can deposit checks any place and at any time. All you need is a computer or mobile device.
  • Mobile Banking - Download our mobile app to manage your funds on the go. The Axos Bank for Nationwide mobile app is available for both iPhone and Android devices.
  • Online Bill Pay - No more missed payments - with Online Bill Pay, you can set up single or recurring payments directly from your online banking dashboard.
  • No-Hassle Switch Kit - Do you need help switching from your current bank? Not a problem. We created a simple step-by-step list to make the process easy and stress free.

Always Private, Always Secure

Anti-Virus and Malware Protection
Our security team performs regular updates to detect and prevent viruses and malicious software.
SSL Encryption
With 128-bit Secure Socket Layer (SSL) encryption, we can ensure that the transmission of your digital financial data is private and secure.
2-Step Authentication
For an additional level of security, we ask identity-verification questions that only you know the answer to. Or we’ll send a temporary security code to your registered device.
Automatic Logout
We automatically log out inactive sessions. This prevents unauthorized users from collecting your data or using your accounts.
Account Monitoring
All accounts are regularly monitored for potential fraud.
Usernames and Passwords
We do not and will not share your usernames or passwords.