My Savings
Apply today, compound tomorrow!
Earn up to 0.20% APY* when you apply for a My Savings account. No minimum balance requirements and $0 monthly maintenance fee. Save on your own terms.
Get Started See rate requirements
Deposit accounts FDIC insured up to $250K individual and $500K joint
Need more coverage? Access expanded protection up to $200 million with InsureGuard+ Savings through IntraFi® Network DepositsSM. Learn More >
Key Account Features
- Earn up to 0.20% APY*
- No minimum balance requirements
- $0 monthly maintenance fee
- Complimentary suite of digital banking tools
- $100 deposit to open your account
Looking for more?
Bundle My Savings with My Checking and earn up to 0.30% APY1 on your savings
account!
My Savings Rates
| Tier | APY* | Rate | APY1 | Rate |
|---|---|---|---|---|
| $0 - $999.99 | 0.20% | 0.20% | 0.30% | 0.30% |
| $1,000 - $9,999.99 | 0.20% | 0.20% | 0.30% | 0.30% |
| $10,000 - $24,999.99 | 0.20% | 0.20% | 0.30% | 0.30% |
| $25,000 - $49,999.99 | 0.20% | 0.20% | 0.30% | 0.30% |
| $50,000 - $99,999.99 | 0.20% | 0.20% | 0.30% | 0.30% |
| >$100,000 | 0.20% | 0.20% | 0.30% | 0.30% |
My Savings Rates
| Tier | APY1 | Rate |
|---|---|---|
| $0 - $999.99 | 0.20% | 0.20% |
| $1,000 - $9,999.99 | 0.20% | 0.20% |
| $10,000 - $24,999.99 | 0.20% | 0.20% |
| $25,000 - $49,999.99 | 0.20% | 0.20% |
| $50,000 - $99,999.99 | 0.20% | 0.20% |
| >$100,000 | 0.20% | 0.20% |
My Savings Bundle
| Tier | APY2 | Rate |
|---|---|---|
| $0 - $999.99 | 0.30% | 0.30% |
| $1,000 - $9,999.99 | 0.30% | 0.30% |
| $10,000 - $24,999.99 | 0.30% | 0.30% |
| $25,000 - $49,999.99 | 0.30% | 0.30% |
| $50,000 - $99,999.99 | 0.30% | 0.30% |
| >$100,000 | 0.30% | 0.30% |
Bank on your own terms Open an Account
Always Private, Always Secure
We prioritize the safety and security of your money.
2-Step Authentication
For an additional level of security, we ask identity-verification questions that only you know the answer to. Or we’ll send a temporary security code to your registered device.
128-Bit SSL Encryption
With 128-bit Secure Socket Layer (SSL) encryption, we can ensure the transmission of your digital financial data is private and secure.
Anti-Virus and Malware Protection
Our security team performs regular updates to detect and prevent viruses and malicious software.
Account Monitoring
All accounts are regularly monitored for potential fraud.
Automatic Logout
We automatically log out inactive sessions. This prevents unauthorized users from collecting your data or using your accounts.
Usernames and Passwords
We do not and will not share your usernames or passwords.