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Deposit accounts FDIC insured up to $250K individual and $500K joint

Need more coverage? Access expanded protection up to $200 million with InsureGuard+ Savings through IntraFi® Network DepositsSM. Learn More >

Key Account Features

  • Low minimum daily balance requirement of $300
  • Complimentary suite of digital banking tools
  • $3 monthly maintenance fee (waived if you meet the daily balance requirement)
  • Free ATM card upon request
  • You can earn up to 0.25% APY*
  • Streamlined payment portals in online banking
TIERS APY* RATE
All Balances 0.25% 0.25%
Digital Banking Toolbox
Digital Banking Toolbox
  • Free Mobile Deposit - No more time-consuming visits to the bank. Now, you can deposit checks any place and at any time. All you need is a computer or mobile device.
  • Online Bill Pay - No more missed payments - with Online Bill Pay, you can set up single or recurring payments directly from your online banking dashboard.
  • Mobile Banking - Download our mobile app to manage your funds on the go. The Axos Bank for Nationwide mobile app is available for both iPhone and Android devices.
  • No-Hassle Switch Kit - Do you need help switching from your current bank? Not a problem. We created a simple step-by-step list to make the process easy and stress-free.

Always Private, Always Secure

 
Anti-Virus and Malware Protection
Our security team performs regular updates to detect and prevent viruses and malicious software.
 
SSL Encryption
With 128-bit Secure Socket Layer (SSL) encryption, we can ensure the transmission of your digital financial data is private and secure.
 
2-Step Authentication
For an additional level of security, we ask identity-verification questions that only you know the answer to. Or we’ll send a temporary security code to your registered device.
 
Automatic Logout
We automatically log out inactive sessions. This prevents unauthorized users from collecting your data or using your accounts.
 
Account Monitoring
All accounts are regularly monitored for potential fraud.
 
Usernames and Passwords
We do not and will not share your usernames or passwords.