Traditional IRA & Roth IRA

As you plan for retirement, IRA CDs can offer consistent, steady returns that you can count on. Our accounts have industry-leading interest rates to help you meet your retirement planning milestones. With only $500 you can open an account today and enjoy daily compounded interest with full FDIC insurance.

Choose Traditional or Roth

When selecting your IRA account, you can choose between a Traditional or Roth IRA (an additional comparison chart is located below).

IRA Certificate of Deposit (CD)

$500 minimum deposit.

FDIC insured up to $250,000.

Your interest will compound daily.

Our Rates

Our Rates
TERMS	APY^*,1	Rate
6 Month	0.40%	0.40%
12 Month	0.40%	0.40%
24 Month	0.40%	0.40%
36 Month	0.40%	0.40%
48 Month	0.40%	0.40%
60 Month	0.40%	0.40%

Open An Account

IRA Renewal Rates

Compare a Traditional IRA Account to a Roth IRA Account

traditional ira

A Traditional IRA may make sense for you if:

You are eligible for a Traditional IRA deduction

You are not eligible to contribute to a Roth IRA

You anticipate a HIGHER tax rate while saving

You anticipate a LOWER tax rate during retirement

You are not concerned about tax implications

You plan to withdraw at least the required minimum distribution amounts during retirement

roth ira

A Roth IRA may make sense for you if:

You are not eligible for a Traditional IRA deduction

You are not eligible to contribute to traditional IRA due to age limit

You anticipate a LOWER tax rate while saving

You anticipate a HIGHER tax rate during retirement

You are concerned with tax implications to beneficiaries