Absolutely.

As an online bank, we don’t need to charge you for services other banks call perks. That means zero service fees, zero overdraft fees, zero non-sufficient funds fees, and zero minimum balance requirements. We’ll even reimburse all fees you incur from domestic ATMs.

To be eligible for the $20 referral bonus, you must:

• Open a new My Checking account using your friend’s unique referral link
• Receive at least $500 in direct deposit funding within 90 days of opening new Essential Checking account

The $20 Referral gift will be deposited into your account within 7 business days of your statement cycle end once your referred friend meets eligibility requirements.

NOTE: Customers who have previously owned a Nationwide Bank account are not eligible to receive a referral bonus.

We are a technology-driven online bank that offers a wide variety of checking accounts, savings accounts, loans, and business financing. Since 2000, we have helped customers get the most value from their money.

By combining human insight with digital expertise, we offer customers lower fees, higher savings, and smarter banking technology.

If you’re tired of traditional checking accounts’ high fees and hidden costs, online bank accounts are a great option.

Because we’re an online bank, we have lower operating costs. This means zero fees, higher interest rates, and a collection of digital tools for simple money management. And because we’re backed by the FDIC, you can rest assured that your money is safe with us.

You can open a new My Checking account by submitting an application here. All you need is a valid ID, your social security number, and 15 minutes.