Savings Accounts

Get rewarded for your smart money habits. Our savings accounts earn higher returns than the national average¹, which allows you to reach your savings goals faster. Plus, with our complimentary suite of digital banking tools, you can access your funds wherever you are and whenever you like. Simplicity, convenience, and high earnings – this is the better way to save.

Earn up to

1.30

APY

As a digital bank, we have lower overhead costs than our brick-and-mortar counterparts. This allows us to pass the savings back to you, our valued member. As a result, our annual percentage yields (APY) are among the highest in the country. Higher yields mean more money in your pocket.

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Regular Savings

Earn up to 1.30% APY. The Nationwide Savings Account is designed for members that want to grow their savings quickly. Enjoy no monthly maintenance fees, no minimum balance requirements and a free ATM card upon request¹.

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Certificates of Deposit (CDs)

Earn up to 2.56% APY. Our flexible CDs allow you to earn higher returns with zero market risk. With only a $500 minimum deposit, members can choose terms between 3 and 60 months.

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Individual Retirement Accounts (IRA)

Choose either an IRA Savings account or an IRA CD. Predictable returns and no market risk – our low-risk IRAs are designed for members who need steady returns. We offer both traditional and Roth IRAs. Enjoy no annual fees, FDIC insurance, and interest compounded daily.

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Money Market Plus

The Nationwide Money Market account is crafted for members who prefer high interest earnings with limited check-writing privileges. Key features include up to 1.55% APY, waived monthly maintenance fees with a $1,000 daily minimum balance, and interest compounded daily.

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Checking Accounts

Enjoy greater benefits with a checking solution that fits your needs. We offer an even better banking experience with options that include overdraft protection, convenient mobile banking, and the ability to deposit checks anytime using our mobile app. Achieve your financial goals without hidden fees.

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