Our Rates

Browse our list of interest rates to find your perfect fit. Because we’re a digital bank – and have less overhead costs than our brick-and-mortar counterparts – we can reward our valued members with higher interest earnings. Higher interest earnings means more money to reach your financial goals faster.


PRODUCT	Rate	APY^*,1
Direct Checking	Non interest bearing	Non interest bearing
Interest Checking	0.40%	0.40%
Premier Checking	Up to 1.14%	Up to 1.15%
Business Checking	Non interest bearing	Non interest bearing


PRODUCT	Rate	APY^*,1
Business Savings	Up to 0.30%	Up to 0.30%
Regular Savings	1.29%	1.30%


PRODUCT	Rate	APY^*,1
Business Money Market	Up to 0.23%	Up to 0.30%
Money Market Plus	Up to 1.54%	Up to 1.55%
Associate Money Market Plus	Up to 1.59%	Up to 1.60%