Our Rates

Browse our list of interest rates to find your perfect fit. Because we’re a digital bank – and have less overhead costs than our brick-and-mortar counterparts – we can reward our valued members with higher interest earnings. Higher interest earnings means more money to reach your financial goals faster.

Checking Rates


PRODUCT	Rate	APY^*,1
Direct Checking	Non interest bearing	Non interest bearing
Interest Checking	0.40%	0.40%
Premier Checking	Up to 1.14%	Up to 1.15%
Business Checking	Non interest bearing	Non interest bearing

Savings Rates


PRODUCT	Rate	APY^*,1
Business Savings	Up to 0.30%	Up to 0.30%
Regular Savings	1.29%	1.30%

Money Market Account Rates


PRODUCT	Rate	APY^*,1
Business Money Market	Up to 0.23%	Up to 0.30%
Money Market Plus	Up to 1.54%	Up to 1.55%
Associate Money Market Plus	Up to 1.59%	Up to 1.60%

Certificates of Deposit

CD Terms

Earn up to 2.90% APY*, 1. Grow your money and reach your savings goals with competitive interest rates, guaranteed returns, and absolutely no market risk. Plus your deposits are FDIC-insured up to the maximum allowable limits.

CD Terms
Term	APY^*,1
3 month CD	0.75%	Open an account
6 month CD	1.55%	Open an account
9 month CD	1.75%	Open an account
12 month CD	2.70%	Open an account
18 month CD	2.80%	Open an account
24 month CD	2.90%	Open an account
36 month CD	2.45%	Open an account
48 month CD	2.50%	Open an account
60 month CD	2.56%	Open an account